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Senior Actuary, Reserving & Reporting

Clover Health

Remote / United States of America
  • Job Type: Full-Time
  • Function: Accounting/Finance
  • Industry: Digital Health
  • Post Date: 07/10/2024
  • Website:
  • Company Address: 30 Montgomery St, Jersey City, NJ 07306, US
  • Salary Range: $50,000 - $150,000

About Clover Health

Clover Health (Nasdaq: CLOV) is a physician enablement company focused on seniors who have historically lacked access to affordable, high-quality healthcare.

Job Description

Clover is reinventing health insurance by working to keep people healthier.

The Actuarial team at Clover Health is a group of tech-savvy, collaborative, and strategic thinkers driven by a shared enthusiasm for the transformative power of technology in healthcare. With a blend of analytical prowess, industry knowledge, and a passion for improving healthcare outcomes, the Actuarial team plays a pivotal role in guiding decision-making processes and ensuring the long-term sustainability of our Medicare Advantage initiatives.

As a Senior Actuary, your expertise will be integral in driving our data-driven decision-making processes, particularly in the critical area of Reserve and Reporting analytics for Medicare Advantage. Your responsibilities will encompass a wide range of tasks aimed at enhancing Clover's ability to make informed business decisions. In this role, you will develop and maintain sophisticated actuarial models, identifying opportunities to enhance actuarial methodologies, streamline processes, and leverage advanced analytics techniques to improve the accuracy and efficiency of reserve and reporting analytics.

As a Senior Actuary, you will:

  • Lead actuarial aspects of Clover’s financial analysis and reporting, including reserve estimation, internal management reporting, and analysis of emerging experience.
  • Own the design, construction and execution of automated actuarial tools and data pipelines that allow Clover to quickly answer business questions.
  • Collaborate with Finance, Data Science, Accounting and Operations team members on group deliverables, ensuring that our business partners understand our solutions and can implement them appropriately.
  • Communicate analysis, findings, and supporting data in a manner that is meaningful to leadership and partnering teams.
  • Support compliance under Sarbanes Oxley, including through process and tool design, peer review and control testing.
  • Provide support, review and mentorship to more junior team members.

Success in this role looks like:

  • Within the first 90 days you've made efficiencies by leading Clover's financial analysis and reporting, including reserve estimation and internal management reporting, and owning the development of automated actuarial tools and data pipelines for swift business insights.
  • By the end of your 6 month period you've generated robust reports on reserve levels, financial projections, and key actuarial metrics to facilitate communication with stakeholders.
  • Future success in this role will be measured through developing and maintaining sophisticated actuarial models to forecast future liabilities and financial performance, enabling proactive decision-making and strategic planning.

You should get in touch if:

  • You are excited by leveraging technology and have expert level programming skills, such as in SQL, R, and Python.
  • You have 4+ years of actuarial or other analytical experience; Medicare experience is required.
  • You are an Associate or Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries, preferred.
  • You are passionate about your career in actuarial science and want to demonstrate the value that actuaries can provide in a highly collaborative and cross-functional environment.
  • You dream about ways to make the healthcare system more efficient and are excited about the prospect of leveraging modern tools and  techniques to do so.
  • You are analytical and strategic and love working in a collaborative, transparent work environment.
  • You want to make an impact. From project scope to priority to implementation, you'll have an impact on how decisions get made.


 Benefits Overview:

  • Financial Well-Being: Our commitment to attracting and retaining top talent begins with a competitive base salary and equity opportunities. Additionally, we offer a performance-based bonus program, 401k matching, and regular compensation reviews to recognize and reward exceptional contributions.
  • Physical Well-Being: We prioritize the health and well-being of our employees and their families by providing comprehensive medical, dental, and vision coverage. Your health matters to us, and we invest in ensuring you have access to quality healthcare.
  • Mental Well-Being: We understand the importance of mental health in fostering productivity and maintaining work-life balance. To support this, we offer initiatives such as No-Meeting Fridays, monthly company holidays, access to mental health resources, and a generous flexible time-off policy. Additionally, we embrace a remote-first culture that supports collaboration and flexibility, allowing our team members to thrive from any location. 
  • Professional Development: Developing internal talent is a priority for Clover. We offer learning programs, mentorship, professional development funding, and regular performance feedback and reviews.

Additional Perks:

  • Employee Stock Purchase Plan (ESPP) offering discounted equity opportunities
  • Reimbursement for office setup expenses
  • Monthly cell phone & internet stipend
  • Remote-first culture, enabling collaboration with global teams
  • Paid parental leave for all new parents
  • And much more!


Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. We are an E-Verify company.

About Clover: We are reinventing health insurance by combining the power of data with human empathy to keep our members healthier. We believe the healthcare system is broken, so we've created custom software and analytics to empower our clinical staff to intervene and provide personalized care to the people who need it most.

We always put our members first, and our success as a team is measured by the quality of life of the people we serve. Those who work at Clover are passionate and mission-driven individuals with diverse areas of expertise, working together to solve the most complicated problem in the world: healthcare.

From Clover’s inception, Diversity & Inclusion have always been key to our success. We are an Equal Opportunity Employer and our employees are people with different strengths, experiences and backgrounds, who share a passion for improving people's lives. Diversity not only includes race and gender identity, but also age, disability status, veteran status, sexual orientation, religion and many other parts of one’s identity. All of our employee’s points of view are key to our success, and inclusion is everyone's responsibility.

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